Bajaj Finserv App Review : Download, Services, Benefits

Bajaj Finserv App Review : Download, Services, Benefits 8

About Bajaj Finserv

Bajaj Finserv App Review : Download, Services, Benefits 9Bajaj Finserv is a simple and easy-to-use app that provides a simple and clean user interface. Through this app, users can apply for or view the status of loan and investment services provided by Bajaj Finserv. It allows users to view their financial history, apply to pre-approved offers, make loan payments, and contact a representative through the app.

Bajaj Finserve Experia App features and benefits

There is a wide range of benefits of using the Bajaj Finserv app:

  • Track and manage your loan and investment: This app allows you to view and manage your loan and investment transactions. You can make payments, download statements, access information about loan and investment products.
  • Check out pre-approved offers customized for you: With the Bajaj Finserv app, you can view the offers, get product information, and get in touch with representatives.
  • Receive notifications: You can view notification about pre-approved offers, payments, and downloads. You can get the notifications for the complete loan tenure of 60 months.
  • Raise a request: You can raise a request and check the status and detailed explanation of previous requests.
  • Easy to use: This app is easy to use; you can easily navigate across the Bajaj Finserv app.
  • EMI Calculator: It has an EMI calculator for personal loans, business loans, home loans, and fixed deposit calculations.

Apply for Bajaj Finserv Personal Loan

How does it work?

Bajaj Finserv App Review : Download, Services, Benefits 10Download the Bajaj Finserv app

Android and iPhone users can download the Bajaj Finserv Aperia app from the Google Play Store and Apple App Store, respectively.

Here is a step by step procedure to download the Bajaj Finserv app from the Google Play Store:

  • Type Bajaj Finsev app on the Google Play store.
  • Click ‘Install’ to download the app.
  • Open the app post downloading.
  • Accept the end-user license agreement to use the app.
  • You can log in to the app via Facebook, or registered mobile number or your existing Bajaj Finserv ID.

Apple users can download and install the app from the Apple App store by taking the following steps:

  • Type the Bajaj Finserv on the Apple App Store.
  • Click the download icon to download the app.
  • Now click the ‘Install’ option to proceed further.
  • Allow notification for the app.
  • Choose the language of your preference. You can choose up to 6 languages available.
  •  You can log in to the app via Facebook, or registered mobile number or your existing Bajaj Finserv ID.

Bajaj Finserv app utilization

You can use the Bajaj Finserv app to view and apply for the following products and services:

You can apply for:

  • Personal loan
  • Home loan balance transfer
  • Business loan
  • Doctor loan
  • Chartered Accountant loan
  • Loan against property
  • Fixed deposits
  • Insurance products

The app can also be used for:

  • EMI calculation – personal loan, home loan, business loan, and FD (Fixed Deposit)
  • Availing pre-approved loan offers
  • Use the app in 14 regional languages
  • Manage existing loans and investments
  • New and improved drawdown functionality
  • Bug fixes

Bajaj Finserv personal loan features and benefits

Bajaj Finserv offers an unsecured personal loan to cater to your several financial obligations such as big-ticket purchase, home renovation, exotic vacation, credit card bill payment, and a lot more. Bajaj Finserve personal loan comes with a wide range of features and benefits, including:

  • Minimum paperwork: Apply for a personal loan from Bajaj Finserv is online with minimum documentation. You can access and manage the loan from anywhere, at any time.
  • Instant approval: Enjoy instant approval in minutes after document verification.
  • Pre-approved offers: Avail on pre-approved offers while applying for the loan.
  • One loan for multiple needs: There is no restriction on the end-use of the personal loan from Bajaj Finserv.
  • Collateral free personal loan: No need to offer any collateral to get the loan.
  • Higher loan amount: Bajaj Finserv offers high-value personal loan amount up to Rs. 25 lakh.
  • Competitive interest rate: With Bajaj Finserv, you can get a personal loan at a competitive interest rate as per your individual profile.
  • Flexible repayment: Enjoy repayment tenure ranging from 12 months to 60 months.

How to apply for a personal loan on the Bajaj Finserv app

Bajaj Finserv App Review : Download, Services, Benefits 11Here is a step by step guide to apply for a personal loan on the Bajaj Finserv app:

Step 1: Download the Bajaj Finserv app from the Google Play Store or the Apple App Store.

Step 2: After installation, login with your mobile number, Facebook ID, or Experia ID. Verify the One Time Password (OTP) sent to your registered mobile number.

Step 3: Check out the personalized and recommended exclusively designed for you in Pre-approved and Recommended Offer sections.

Eligibility criteria for a personal loan from Bajaj Finserv

You need to meet the following eligibility criteria to get a personal loan from Bajaj Finserv:

  • You should be a resident of India.
  • Your age should be between 23 years and 55 years.
  • You should have a good credit score.
  • You should be employed with a reputed organization – MNC or a private or public limited company.
  • The minimum salary of the borrower should be Rs. 25,000, depending on your city of residence. The minimum salary for someone living in Pune is Rs. 35,000. The minimum salary varies from city to city.

Documents required for applying for a personal loan from Bajaj Finserv

You should have the following documents to get a personal loan from Bajaj Finserv:

  • PAN Card
  • Address proof: Aadhaar Card/ Voter ID Card/ Passport/ Driving License/ Utility Bills – Electricity Bill or Telephone Bill or Water Bill
  • Salary slips for the past 2 months
  • Bank statement showing salary being credited for the last 3 months
  • Employee ID card
  • Passport size photographs

Loan amount

With Bajaj Finserv you can get a personal loan up to Rs. 25 lakh without any collateral. The final loan amount that you can get depends on your city, income, age and other eligibility criteria.

Bajaj Finserv interest rate & other charges

Fee Charges applicable
Interest rate Starting from 12.99%
Processing fee Up to 4.13% of the loan amount
Foreclosure charges 4% + applicable taxes on the outstanding principal
Part pre-payment charges 2% + applicable taxes on part-payment amount paid
Bounce charges Rs. 600 – 1200 each bounce (Inclusive of applicable taxes)


Bajaj Finserv contact details

You can reach to Bajaj Finserv at various touchpoints for any query/ suggestion / complaint / grievance.

Phone number: 08698010101

Email address:

Bajaj Finserv app reviews

After its launch, the Bajaj Finserv app has been installed by more than 10,000,000 users. It has received overwhelmingly positive reviews from its customers across the country. Borrowers are highly impressed with the Bajaj Finserv app offering a customized loan, credit card, fixed deposit, and insurance solutions for various needs. Customers can access, apply for new products; find the status of and download previous products and services; they can raise a request and get a notification, and rate the app.

Bajaj Finserv Links


1 thought on “Bajaj Finserv App Review : Download, Services, Benefits”

  1. Pingback: PhonePe for Merchants Review : Download, Services, Benefits - The App Forum

Leave a Comment

Your email address will not be published. Required fields are marked *