CashBean: Online Instant Personal Loan App Review

Cashbean app

Complete Detail About CashBean

CashBean: Online Instant Personal Loan App is a platform for salaried and non-salaried individuals to avail of an instant personal loan in India. P.C. Financial Services Pvt Ltd introduced its app in the finance category named the CashBean Personal loan App. 

The CashBean personal loan app provides fast and easy instant loans in India digitally with minimum documentation. The primary aim of the CashBean Personal Loan App is to make lending easier for borrowers in India.

CashBean App Review

CashBean AppInformation
Required Android5.1+ Version
Ratings on PlayStore4.2
Reviews on PlayStore10,77,506
App Size9Mb
Install10+ Million

See How much CashBean can harm/affect Your Privacy at Below in Security Section

The CashBean app has 10,000,000+ (10+ Million) installs on the google play store and is rated 4.3 by more than 10,64,561 users. In-app content is rated for 3+ mean suitable for all audience.

It requires a minimum Android version 5.0 and above; The application takes a small size of 9.2 Mb to download. (It varies from device to device).

This app has access to Calendar, SMS, Contacts, Phone, Wi-fi, location, photos/media/files, camera, Device ID and call information, identity, storage, and others.

cashbean app review

CashBean Loan Review

  • 4.3* is a very good rating, Cashbean is a good personal loan app with so many features they provide an instant loan with appropriate interest rates, less documentation is required to avail of a loan from the cashbean app. They’re ready to help you 24/7.
  • but during COVID-19 Pandemic customers are quite disappointed with their customer services, late repayment charges, and some technical issues.

You can check Cashbean loan review by their user’s below

1. Minimum documentation is required.

2. Variety of repayment methods.

3. Interest rates are good.

4. 24/7 support.

1. Charges for late repayment.

2. Customer service.

You can read below in complete detail about their eligibility, interest rates, types of loans, etc to know how the CashBean app is different from other apps.

The borrower can easily get quick, practical, convenient, and cheap lowest Interest personal loan online loans from CashBean–India’s instantaneous personal loan program.

The application procedure takes only a couple of measures with minimum documentation no longer than 10 minutes, both along with the authorized loan amount will be instantly transferred into the candidate’s bank accounts.

Advantages of choosing the CashBean App?

  • Credit report- No credit report is required to avail of the loan.
  • Minimal documentation- A paperless and electronic procedure on your cellphone.
  • 24-hour support- Get 24*7 access to advance anytime and anyplace.
  • Fast disbursal time- Disburse to an own bank account right in 5 minutes after acceptance.
  • Easily accessible- The affordable loan amount is accessible across India.
  • Repayment procedures- A variety of repayment procedures are available.

What are the eligibility criteria For CashBean:

  1. Citizenship– Any Indian citizen is able to avail loan from CashBean.
  2. Age Limit- Borrower’s age must fall in the bracket of 21-56 years for an instant loan.
  3. Income- Regular supply of a monthly income.

All charges of CashBean:

  • Loan amount: You can get from Rs 1,500 to Rs 60,000.
  • Tenure: Shortest tenure is of 91 days, and the longest is 120 days.
  • GST: 18% of Processing Fee
  • Interest rate: Depends on the customer’s risk profile and loan tenure. The maximum interest rate is 33% per annum.
  • Concerning example: If the loan amount is Rs10,000 and the interest rate is 30% per annum with the tenure of 91 days, after deducting the processing fee,
    the interest payable is as follows :
    Interest = Rs 10,000 * 30% / 365 * 91 = Rs 748.
S.No.Types Of ChargesCharge % / INR
Interest RateNot exceed 33% p.a. Minimum- 2.75% p.m.
2Processing feeRanges from Rs 90 to Rs.2000 for one time charge, as per the loan eligibility.
3Fees of membershipFees For Primary Membership:
1 month- Rs.120
3 month- Rs.250
Fees For senior Membership:
3 month- Rs.300
6 month- Rs.600
4Loan pre-payment charges or foreclosure chargesNo charge
5Late payment charges0% per day (during suspension period)
6Charges for stamp dutyAs per applicable laws
7Boost Protect FeeUpto 3% per request but will be waived-off as our offer policy
8Bounce chargesNo charge per request
9Bounce charges for self employed personsNo charges per request
10Duplicate NOCNIL
11Repayment mandate charges/instrument swapping chargesNo charges per request
12Charges for loan cancellationNIL
13Charges for Loan Re bookingNo charge
14Statement of account chargesNIL
15Duplicate Repayment ScheduleNIL
  • There is one more Indian loan app recently launched by Sachin Bansal for the people of the middle-income segment to compare the review of the Navi App Click Here.

Documents Require for CashBean: Online Instant Personal Loan App:

  • Identity Proof: PAN Card
  • Address Proof (Aadhaar Card/Voter card / Utility bill / Driving license or Passport.)
  • Your Selfie
  • Latest salary slips.
  • Must have a bank account.

Types of the loan offered by the CashBean app:-

Loan– The Cashbean understands the ever-changing needs & uncertainties in the user’s life. like, medical emergencies, repairs, travel, meeting, functions, cash shortfalls are the main reason to not cope up with all uncertainties. To meet all this CashBean provide various loans mentioned below:-

PRIVATE LOANThere is always need of extra funds due to certain reasons reasons cashbean also provide private loans for trip, festivals, holidays, anniversary, etc.
ONLINE LOANOne of the biggest benefit of online loan is you can get 24x7 access anytime and anywhere.
SALARY ADVANCECashbean provide an online easy platform to get money before salary receive.
CASH LOANThe Cash loan is very popular loan because it is most quicker and easy loan.

How Cashbean Personal Loan APP works?

how cashbean works

  • STEP 1: Install the Cashbean APP from the Google Play Store.
  • STEP 2: Complete registration via phone/Contact number.
  • STEP 3: Fill in all the basic and necessary complete information. 
  • STEP 5: Now upload the KYC documents. 
  • STEP 6: Submit the loan application.
  • STEP 7: After the submission, the profile will be reviewed meanwhile a borrower may receive an SMS or call for verifying the information.
  • STEP 8: The result will be notified to the borrower within a few minutes through an SMS.
  • STEP 9: If the application gets approved then a borrower needs to e –sign the loan agreement. After e-sign, the loan amount will directly be transferred to the borrower’s bank account in a short period.
  • STEP 10: Once the loan is disbursed the same will be notified to the borrower through SMS.
Screenshot 2 of CashBean - Online Instant Personal Loan App
Screenshot of CashBean: Online Instant Personal Loan App

Additional Information on CashBean-

  • Once the loan application is submitted it can’t be cancelled.
  • Benefits for SuperBean members- 1) Discount on processing fees 2) Exclusive coupon package 3) Quick disbursal of the loan.
  • The membership fee for SuperBean members starts from Rs.100.
  • Credit history wouldn’t get affected during COVID-19 for the deferment period as this is authorized by the Reserve Bank of India.

General Frequently Asked Questions By The Cashbean Users.

1. Is my information secured with CashBean?

Data provided by customers is 100% safe for them. All the transactions on CashBean are secured via 256-bit SSL encryption and the data is transferred over secured connections.

2. How I can change the Bank Account Number in CashBean App?

You can easily change the bank account details in the CashBean app by using the BANK CARD option, available under my account options.

3. how do I repay my Cashbean loan?

  • Go to CashBean App first.
  • You can log in by using your Registered mobile number.
  • Select preferred payment ways such as Razorpay, Paytm, or Bank Transfer & your preferred option like wallet, debit card, UPI from a different gateway.
  • You need to select the Bank Transfer option if you need to pay by Net-Banking.

Important Note:- Do not transfer money into any other Private Account which is not shown on our Mobile App.


The Cashbean is an instant loan app that provides loans to Indian individuals. Their interest rates, loan tenure, loan amount, products, and repayment methods are good. but during the COVID-19 pandemic customers are disappointed with their late repayment charges, customer service and facing some technical issues. So before applying for a loan you can compare it with other loan apps also.

CashBean Customer Care Details

Company Name: P.C. Financial Services Pvt Ltd (Cashbean – Online Instant Personal Loan)
Phone Numbers: 1800 572 8088/ 0124-603 6666 (Daily 9AM-8PM, except public holidays)
Customer Service Number: 01246036666
Office Address
: P C Financial Services Private Limited, Pole No. 5, G/F Kapashera, Near HDFC Bank, New Delhi – 110037.
Official Email

Your Security:

Each of the transaction is secured by means of 128-bit SSL encryption. All of the information is moved over secured connections. They don’t share your information with any third parties without your approval

“Your information is secure with us.” – CashBean

Our View: But it’s upto you that how much data you want yo give/provide to CashBean. Below can see what they access in our Mobile/Smartphone

Cashbean App has access to (Which can harm you because Cashbean will have your all information):


  • find accounts on the device
  • read calendar events plus confidential information
  • add or modify calendar events and send email to guests without owners’ knowledge
  • find accounts on the device
  • read your contacts
  • approximate location (network-based)
  • precise location (GPS and network-based)
  • read your text messages (SMS or MMS)
  • receive text messages (SMS)
  • read phone status and identity
  • read the contents of your USB storage
  • modify or delete the contents of your USB storage
  • read the contents of your USB storage
  • modify or delete the contents of your USB storage
  • take pictures and videos
Wi-Fi connection information
  • view Wi-Fi connections
Device ID & call information
  • read phone status and identity
Other Things which they access in our Smartphone
  • Receive data from the Internet
  • View network connections
  • connect and disconnect from Wi-Fi
  • control flashlight
  • full network access
  • prevent the device from sleeping

So CashBean will have your all access and this will put your privacy in cashbean server so read there term and condition carefully.

Suggestion: After using this app remove app permission (disallow)
Source: Google play store

Compare other personal loans app for better results:-


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