U Mobile App – Union Bank of India – (Complete Review)

Union Bank of India introduced their new app in the Finance category named U-Mobile – Union Bank of India, and The app has 1,000,000+ installs on google play store and is rated 3.7 by more than 58,265 users. In-app content has a rating for 3+. You can download this app directly from here or from Google play store, It requires minimum Android version 4.4 to run, and the current version of the app is 5.3.0. The application takes a small size of 21 MB to download.

As we know that Union Bank of India is among India’s largest government-owned bank. This bank has been serving for decades now. With time, Union Bank has always updated its services for the ease of their customers. So, how they could be lack behind when Applications are taken boom.

Union Bank has come with Mobile App with the name of “U Mobile App.” It is a milestone in the banking field, which serves the customers a secure and user-friendly means of banking & commerce from anywhere anytime across the globe.

U Mobile App offers customers with services like checking account balances, mini- statement, transfer money to Union Bank accounts or other banks, make temple donation, KVS fee payments, tracking cheque status, know branch/ATM locations, and even request the bank for checkbooks, all this on few clicks of buttons on mobile. With the availability of all banking services, U Mobile App offers the fully secured transactions, as there is no need to reveal the information regarding the debit card, pins, & passwords.

Features of U Mobile App

U Mobile App services currently having the following features:

• Balance Enquiry- Customers can check their bank account balance with few clicks on a mobile phone. This ease customer from the long processor of filling the account details in online banking.
• Mini Statement- In case customers want to track their transactions or transaction history so they can generate a mini statement of their last nine transactions.
• Fund Transfer- U Mobile App facilitates users with the option of secured fund transfer anytime from anywhere through few steps within few minutes.
• Within the bank- Account holder of Union Bank can make transactions within the bank as well.
• Mobile Banking- U Mobile App allows the user to make mobile transactions like mobile to mobile (between two registered customers), Mobile to Account (to any account in Union Bank), and to Other banks (using NEFT platform) also.
• IMPS – This app also serves with IMPS service through using Mobile No., using Account No. & IFSC and by using Aadhaar Number as well; even the merchant IMPS fund transfer can also be done through U mobile app.
• OTP and MMID generation is one the prominent functions of U mobile app.
• Payments- U Mobile App also facilitates users with services like KVS Fee Payment, Mobile Recharge, Temple Donations, and Fee payments.
• Cheque Services- Through u mobile app functions like stop payment of the cheques, check cheque status, Hotlist Debit Card, ATM/Branch Locator, file request to Bank for Cheque Book, MPin Change can also be done.
• Feedback and Complaints- In case, the user faces any issue regarding the bank processing, U Mobile App functioning or any other issue regarding banking services or want to refer their friends so, they can do it with U Mobile App.

  

Advantages of U Mobile App

Using U Mobile app benefits in many ways, such as:

• U Mobile App allows in availing banking services without any time constraint.
• Users can invest, transfer money or exchange currency without interruptions with a quick turnaround on requests.
• The mobile app is not only beneficial for the user but also for nature as it delivers paperless statements directly into customers while saving the cost of printing, paper, and delivery.
• This app provides superfast services with smart features of smartphones. If a customer wants to do bank KYC, they can do it with a mobile app only.
• Provides convince with complete security from online frauds
• U Mobile app users also get discounts and offer on the services as their loyalty rewards.
• It minimizes human errors and become more competitive in banking services.

How to enroll U Mobile App services

Download U Mobile App from Apple play store or Google play store on your mobile and sign in using your online banking ID and Password.

Criteria to avail U Mobile App Services

You can avail U Mobile App Services easily by following simple terms:

• User should have an account in the Union Bank.
• Should be availing Union Bank online banking services.
• The device or the phone should be smart or android.
• The mobile or device should be of the latest version and supported by the Union Bank (Android 4.0.3 and above iOS 9 and above).

U Mobile App has access to:

Contacts

• read your contacts
• modify your contacts

Location

• approximate location (network-based)
• precise location (GPS and network-based)

SMS

• read your text messages (SMS or MMS)
• receive text messages (SMS)
• send SMS messages

Phone

• read phone status and identity

Photos/Media/Files

• read the contents of your USB storage
• modify or delete the contents of your USB storage

Storage

• read the contents of your USB storage
• modify or delete the contents of your USB storage

Camera

• take pictures and videos

Device ID & call information

• read phone status and identity

Download U Mobile App

[wp-review id=”681″]

Source: Google Play Store

Developer Contact Details:
Mail: mbteam@unionbankofindia.com
Website: http://www.unionbankofindia.co.in/
Address: Union Bank of India DIT 1/1A Adi Sankaracharya Marg Powai Andheri East Mumbai Maharashtra India – 400072
The App Forum.

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