SmartCoin Personal Loan App Review

SmartCoin Personal Loan App Review

SmartCoin App

The SmartCoin is a lending platform for Indians that provides Instant short term personal loans, loan credit, cash loans. Their major focus on solving financial problems of lower/middle-income segments individuals with the help of technology.

They work as a mediator and connects its borrowers with NBFCs and Banks. The complete details of NBFCs and Banks are shown during the loan application.

SmartCoin App Review

Required Android 4.4 and up
Ratings on PlayStore4.2*
Reviews on PlayStore84,550
App Size16 MB
Install5+ Million

The SmartCoin introduced their new app in the Finance category named Instant Personal Loan App, Quick Loan – SmartCoin, and the app has 5,000,000+ installs on google play store and is rated 4.2* by more than 84,550 users.

smartcoin app review

Customers are satisfied with the interest rates rates, SmartCoin processing fees and other charges are minimum, loan tenure is also good. customers can easily pay their loan on time but users are quite disapponted with their customer service and the loan amount.

This loan app is compatible if you’re indian individual you need less amount of loan immediately .

First you can check pross and cons to apply from this loan app below:-

1. Loan tenure is sufficient.

2. Processing fees and other charges are low.

3. Easy process.

4. Interest rates is sufficient.
1. Customer service is not much effective.

2. Loan amount is less.

*If you found this loan app is suitable for you, to all details (Eligibility, Interest rates and other charges) about SmartCoin App CLICK HERE.

For Indian citizen, Navi – Instant Personal Loan App also providing instant personal loans. you can check about this app also.

In-app content has a rating for 3+. You can download this app directly from here. or from Google play store, It requires minimum Android version 4.4 and up to run; The application takes a small size of 16 MB to download.

SmartCoin Personal loan app is one of the most trusted apps in the Indian market in terms of instant loan service for salaried or business persons. The app has been used by more than 5,000,000+ people across Indian map.

SmartCoin basically focuses on some profiles like supportive executives, business professionals, and salaried individuals. One must have a minimum of 15,000 monthly income to avail a personal loan from SmartCoin app. You can click to know more about the Privacy Policy of SmartCoin app.

Features of SmartCoin app:

  • Minimum APR 20% to a maximum APR of 36%.
  • Avail instant Personal Loan ranging from Rs. 1,000 to Rs.25,000
  • Tenure: 91 Days to 120 Days.
Smartcoin app for personal loan
Smartcoin app personal loan

SmartCoin makes easy the process of borrowing of Instant cash and getting Personal Loan for everyone. You can quickly get credit with a few documents and get your cash money in a wink. The procedure of availing a Personal loan through SmartCoin app becomes easy and matter of minutes. After your personal loan approval, you can take the money directly to your bank account within 1 – 2 working days.

SmartCoin App is trying to make the process of availing a personal loan as easy as shopping online with Amazon or Flipkart and not tiring or embarrassing. SmartCoin App work as a friend in terms of lending money as a loan with no hesitation. They try to create a long term relationship with the customer.

Availing loan is so easy from this app, as it takes just a few minutes and a few documents to make you smile after approval of the loan amount. Getting approval from SmartCoin app is 100% digital no offline activities are performed throughout the process.

SmartCoin app personal loan
SmartCoin app personal loan

Services of SmartCoin Loan App:

  1. Early Salary
  2. Small Businesses Loan
  3. Travel Loan
  4. Bike Loan
  5. Medical Loan
  6. Instant Online Loan
  7. Paying Utility bills
  8. Loan for EMI
  9. Credit Card Refinancing

8 Reasons to use SmartCoin Loan App? 

  1. Avail Personal loans from Rs.1000 to Rs.25,000.
  2. Lend cash loans at your convenience (just a few clicks, anywhere, anytime get money online transferred to your bank account.)
  3. Completely Digital: Just upload a few documents on the App (Complete E-cash)
  4. No offline visit required: No form filling, no queue waiting.
  5. Short approval time: Get instant money in the bank account as you get approval.
  6. Repay anytime in loan duration (No pre-payment penalties)
  7. Get early salary with SmartCoin App.
  8. Track all your transactions.
SmartCoin loan app Screenshot
SmartCoin loan app Screenshot

Cities covered for approval:

Available in PAN India provides in all the states and had covered 95% + districts.

SmartCoin customer care number (Contact No.)

You can contact the team for any type of feedback at and for any issue regarding payments you can directly mail to and get free from your worries.

Documents required in SmartCoin App: 

  1. PAN Card
  2. Address Proof
  3. Bank Statement
  4. Selfie

And you are done with documents. Just click apply and avail your amount!

Quick startup guide of the SmartCoin Loan App:

  1. Easily log in to the App with your Google or Facebook account
  2. Quickly complete online form for your Loan application
  3. Upload a few documents that are required for the Loan Application  form
  4. Click on Apply for a personal loan, easily receive money directly to your bank account
  5. Show good behavior, build relationship & trust to easily increase your loan limits.
SmartCoin instant loan app
SmartCoin instant loan app

Same as other apps SmartCoin app also requests access to:

  • find accounts on the device
  • find accounts on the device
  • read your contacts
  • precise location (GPS and network-based)
  • read your text messages (SMS or MMS)
  • receive text messages (SMS)
  • read phone status and identity
  • read the contents of your USB storage
  • modify or delete the contents of your USB storage
  • read the contents of your USB storage
  • modify or delete the contents of your USB storage
  • take pictures and videos
Wi-Fi connection information
  • view Wi-Fi connections
Device ID & call information
  • read phone status and identity
  • receive data from the Internet
  • View network connections
  • full network access
  • run at startup
  • draw over other apps
  • prevent the device from sleeping

Source: Google Play Store

Developer Contact Details:

For better results you can compare with these loan app also.

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