Eligibility For An Instant Personal Loan Apps In India

Eligibility For An Instant Personal Loan Apps In India 2

Eligibility For An Instant Personal Loan Apps In India 3Are you looking for a solution to resolve personal financial issues?

  1.     Marriage related expenses?
  2.     Home renovation?
  3.     Child education?
  4.     Family vacation?
  5.     Any other financial emergencies!

Do you check the eligibility for an instant personal loan app?

Check it do you find something good apps:-


List of Apps – Eligibility for an instant Personal Loan 

1. Indiabulls Dhani  Dhani logo

  • Must be an Indian Citizen
  • Minimum age – 21 years
  • Self-employed entrepreneur or a Salaried professional

Once you ensure your eligibility they will suggest your personal loan of interest rates.

EMI calculator helps to identify repayment planning.

Documents required:- Address proof, PAN card details, Bank details.

You need to digitally upload scanned copies of the following mentioned documents in short duration.  Some additional formalities are also required with verification of documents. After that, you will receive your loan amount in your bank account instantly.


2. KreditBee

kreditbee logo

  • Must be an Indian citizen.
  • Age- 18 years or above.
  • Salaried professional or Non-salaried.
  • Monthly Salary – Minimum Rs. 15,000 or more.

To check the eligibility some information is required like:- name, date of birth, Pincode, PAN details. For salaried professionals:- Company name and monthly salary details.

Documents required:- PAN card, Identity proof, Address proof (Aadhar, Passport, Voter id)

Salaried Professional:- Salary slip is also required

To check eligibility for an instant personal loan app credit score is also taken into account. Phone number must be linked with Aadhar card

For the loan agreement, e-sign is necessary, after that loan amount is credited in your bank account.


3.Money View

  • Salaried or Self employed
  • Money view logoMonthly Income- Minimum Rs 13,500 or more
  • Income must be received in a bank account
  • Minimum Cibil score- 650, Experian score- 750
  • Age between- 21 years and 57 years

Documents required:- Identity proof(PAN card or Aadhar card), Address proof, Bank statement (Pdf format)

You can visit their official website to check eligibility for an instant personal loan. You need to complete the KYC verification digitally after all verification loan amount should be credited in your account within 24 hours.


4. CashBean

  • Indian citizencashbean logo
  • Age between- 21 years and 56 years
  • Must have a bank account
  • Must have a regular source of income

Documents required:- Identity proof (Voter ID card or Aadhar card or Driving License), Address proof (Driving License, License Agreement, Passport, Voter’s Identity Card, Electricity Bill, Landline Phone Bill, Gas Bill of current address (not more than 2 months old), Your selfie

They are also providing 24-hour customer support, the whole process is online. The minimum loan amount is Rs 1500 for your emergency needs. before applying for a loan you need to must check the eligibility for an instant personal loan of this app.



money tap logo

  • Age between- 23 years and 55 years
  • Salaried or Self employed
  • Minimum income- Rs 20,000/- per month
  • Must be a resident of these cities:-
  1. Ahmedabad, Ambala, Anand, Aurangabad,
  2. Bengaluru, Bharuch, Bhopal, Bhubaneshwar,
  3. Chandigarh, Chennai, Coimbatore,
  4. Dehradun, Delhi,
  5. Erode,
  6. Faridabad,
  7. Gandhinagar, Ghaziabad, Greater Noida, Guntur, Gurgaon, Guwahati,
  8. Haridwar, Hyderabad,
  9. Indore,
  10. Jaipur, Jodhpur,
  11. Kochi, Kolhapur, Kolkata,
  12. Lucknow,
  13. Mangalore, Mohali, Mumbai, Mysore,
  14. Navi Mumbai, Nagpur, Nashik, Noida, Panchkula, Pune,
  15. Raipur, Rajkot,
  16. Salem, Secunderabad, Surat,
  17. Tirupati, Thane, Trichy,
  18. Vadodara, Vijayawada, Visakhapatnam.

Documents Required:- PAN card number, Professional selfie, Address Proof (Driving License/Passport /Aadhar Card), ID Proof (Driving License / Passport / Voter’s ID / Aadhar Card / PAN Card)



bajaj finserv logo

  • Age between- 23 years and 55 years
  • Must be resident of India
  • Must be a salaried individual employed with an MNC, Public or Private company.
  • Minimum salary per month defined as per city basis:-
  1. Rs. 35,000 Per Month(Bangalore, Delhi, Pune, Mumbai, Hyderabad, Chennai, Coimbatore, Ghaziabad, Noida, Thane)
  2. Rs. 30,000 Per Month– (Ahmedabad, Kolkata)
  3. Rs. 28,000 Per Month-Jaipur, Chandigarh, Nagpur, Surat, Cochin.
  4. Rs. 25,000 Per Month-Goa, Lucknow, Baroda, Indore, Bhubaneswar, Vizag, Nasik, Aurangabad, Madurai, Mysore, Bhopal, Jamnagar, Kolhapur, Raipur, Trichy, Trivandrum, Vapi, Vijayawada, Jodhpur, Calicut, Rajkot.

Documents required:- an Employee ID card, Last 2 months’ salary slips, Previous 3 months’ bank account statements of your salary account, Aadhaar card, voter ID card and driving license

But before uploading scanned copies of all these documents firstly you need to check eligibility for an instant personal loan by providing all these details:-

  • Current residential city, Date of birth, Monthly Income and Expense.


7. PaySense

  • Must be Resident of India
  • Paysense logoAge between:- 21 years and 60 years
  • Salaried and Self-employed
  • Monthly income:- Minimum 12,000 for salaried and 15,000 for self-employed
  • Existing in more than 43 cities – Ahmedabad, Anand, Bengaluru, Bharuch, Bhopal, Chandigarh, Chennai, Coimbatore, Faridabad, Gandhinagar, Ghaziabad, Goa, Guntur, Gurgaon, Hyderabad, Indore, Jaipur, Jodhpur, Kolkata, Kota, Medak, Mehsana, Mohali, Mumbai, Mysore, Nagpur, Nashik, Navi Mumbai, Nellore and more cities.

Documents required:- Identity proof (PAN card/Aadhar card), Address proof (Aadhaar card/ Rental agreement/Postpaid bills/Utility bills), Income proof (bank statement of last 3 months), The Selfie.

The fair credit score is 650 or more, 750 and above is considered as an excellent score. The loan agreement signed by you after that money will be credited to your account quickly.


8. CASHe

  • Salaried employee and Business owners can apply with valid business proof
  • Minimum salary- Rs 15,000
  • Must be a resident of India
    cashe logo
  • Age between – 23 years to 58 years

Documents required:- Identity proof (Passport/ Aadhar card/ PAN card/ driving license), Adress proof (Passport/Rental agreement/Utility bills), Income proof, Bank statement, Salary slip of 3 months to 6 months to avail an instant loan. 

After checking the eligibility for an instant personal loan and upload and verification of all these above-mentioned documents the loan amount quickly disburse in your saving account.


You can visit their website individually for more information. Thank you!

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