CrediMe App Complete Detail

CrediMe app screenshot

CrediMe Instant Personal Loan App

Suddenly expenditure increasing?

  • Education, Home renovation, Travelling expenses, Medical emergency, Rent, Bills, Want to purchase furniture, etc.

Income is not sufficient to meet all these expenses.

  • CrediMe App offers Instant personal loans digitally in PAN India in a quick, fast, and convenient way to the Salaried, Self-employed, or Freelancers individuals who need cash quickly to meet their financial problems.

Financial uncertainties can arise anytime but short-term loan lenders provide loans at a convenient rate.

  • Their goal is to provide loans to everyone quickly.
  • It is a fintech product by CrediMe Eservices Pvt. Ltd.
  • They are providing a variety of repayment tenure as per product.

CrediMe ELIGIBILITY CRITERIA

  • Must be an Indian Citizen.
  • Age limit- Above 18 years.
  • Minimum Monthly Salary – Rs 15,000.
  • Have a Valid Bank account.

CrediMe eligiblity

Minimum Documents Required

  • PAN Card, Aadhaar Card /Voter’s ID Card.
  • Clear Selfie.

Loan providing Criteria of CrediMe App

  1. Loan Amount- Rs 2,000 up to Rs 20,000.
  2. Repayment Tenure- 180 days.
  3. Interest Rate – Maximum 35% per annum, Not more than 2.9% per month.
  4. Processing Fees10% {PLUS GST}.

Example:- Interest Calculation

  • Rs5,000 loan , Tenure-90 days, Interest rate-35%.
  • the interest payable will be:
  • Interest =Rs5,000 x 35/100 x 90/365 = Rs431/-

CrediMe Instant Personal Loan App Features

CrediMe features

  1. The loan transferred instantly- Once the loan application approved by the company, the loan amount will be transferred to your account immediately.
  2. Simple and Fast loan process- Process is completely online and the loan process is simple requires five steps to complete.
  3. Digitally or Paperless work- You can complete a loan application process digitally/paperless.
  4. Less documentation– You need to submit fewer documents to complete the loan process they are  PAN card, Aadhaar/Voter’s ID and Selfie.

STEPS TO APPLY FOR LOAN THROUGH CrediMe App

  • Step 1: Download CrediMe App through play store.
  • Step 2: Create your profile/account- You can sign up using your Facebook, Google account and contact number.

loan process step

  • Step 3: Apply for the loan- You can apply for the loan by upload documents and selfie, provide some personal details, add a bank account and enter your reference contacts.
  • Step 4: E-sign & loan confirmation- You need to e-sign your loan agreement to confirm your loan application.
  • Step 5: Get loan instantly– the money gets instantly transferred in your bank account after approval.

loan process step

CrediMe App Reviews by users

Installs:- 1,00,000+

POSITIVE REVIEW

CrediMe App positive review

NEGATIVE REVIEW

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PERMISSIONS REQUIRED BY THE CrediMe App

  • ACCOUNT ACCESS– They collect user account data to check the social networking platform used by the user. Configured in the device to identify repetitive and existing users and to protect them from the unauthorised device access & to verify the information already provided to them.
  • LOCATION– They monitor information about the location to check service availability & nearest branch office and they need to provide better financial products as per your location.
  • CAMERA– to allow uploading profile photo and documents required camera access is required to be given.
  • DEVICE INFORMATION– Their app collects information about the device hardware model and operating system. unique device identifiers, IMEI number, profile information to ensure that unauthorised devices are not able to act on our behalf.
  • STORAGE– To build a profile, they need storage access.
  • CONTACTS– To detect reference information for the loan application process.
  • APPS– To access and collect the pre-installed loan, to check pre-approved loan offers and customisation.

For further application steps. firstly you need to provide them access to mentioned above details.

CONTACT DETAIL

  • care@credime.in
  • call- 8884876666
  • Address- 4th floor, #2562,24th main rd, 14th cross rd, sector 1, HSR Layout, Bengaluru, Karnataka 560102
  • For more details visit CrediMe.in

SIMILAR INSTANT LOAN APP- GotoCash instant personal loan app

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